1. Our Business Model
AutoRateNow.com is an independent consumer-marketing platform based in Sunrise, FL 33325. We are a consumer-marketing platform — not an insurance carrier, agent, broker, or producer. We help consumers compare auto insurance options by collecting quote-request information from consumers who choose to use our Site and providing that information to one or more of the recipients described on our Marketing Partners page so that those recipients can provide quotes or follow up with the consumer.
Recipients pay us for accepted quote requests, for calls, for clicks or impressions delivered, or based on other agreed-upon commercial arrangements. The exact form and amount of compensation varies by recipient, by product, by your state, and by the type of inquiry.
Our marketing partners include Quoting Fast, LLC and the other companies listed on our Marketing Partners page.
2. Affiliate & Compensation Relationships
We may participate in compensation arrangements and revenue-sharing arrangements with the following categories of partners:
- Licensed insurance carriers, agents, brokers, and managing general agents (MGAs).
- Marketing partners that operate consumer-facing comparison or matching services.
- Advertising platforms used to acquire visitors to our Site.
- Analytics, attribution, fraud prevention, and consent-management providers used to operate our Site.
For a current list of specific recipients with whom we may share consumer quote-request information, please see Section 6 of our Marketing Partners page.
3. How Compensation May Affect What You See
The amount we are paid by different recipients may affect the order in which their offers appear on the Site, which recipients we transmit your information to, or the design of our Site. We strive to present accurate information about every recipient. However:
- We may not feature every available insurance carrier, agent, broker, or product.
- The order in which offers appear is not necessarily ranked by which would save you the most money.
- We do not provide insurance advice, recommendations, or guarantees. You should compare offers carefully before making any decision.
4. Editorial Independence
Although we receive compensation, the editorial content of the Site — including ratings, savings claims, "averages," and educational material — is intended to reflect a reasonable interpretation of publicly available information and our own experience. Savings figures cited on the Site (e.g. "drivers save an average of $612 per year") are illustrative based on partner-reported data and are not guarantees of any savings you will receive.
5. No Financial, Insurance, or Legal Advice
Nothing on the Site is intended as financial, insurance, legal, or other professional advice. Always evaluate insurance options based on your own circumstances and, if necessary, with the help of a licensed advisor in your state.
6. Required Disclosures
We make this disclosure pursuant to the Federal Trade Commission's guidelines concerning endorsements and testimonials in advertising (16 CFR Part 255), as well as other applicable consumer-protection rules.
7. Contact
Questions about our compensation arrangements or affiliate relationships? Contact us:
AutoRateNow.com
Attn: Compliance
Sunrise, FL 33325
Email: info@autoratenow.com